The government has made it abundantly clear that neither they, nor any future government, will be able to fund state pensions of any substance. The media refer to this as the ‘Pensions Crisis.’

Based on your required income needs in retirement, Accord will analyse the cost efficiency and fund performance of your existing pension plan(s), calculate your likely retirement income, then advise in writing whether your retirement needs will be met, and if not make specific recommendations as how best to make up any shortfall.

If you wish to begin retirement planning, Accord will appraise you of the types of pension plans available, assist you in creating an investment portfolio within your pension whilst remaining ever mindful of your personal attitude towards investment risk.

Pension Planning is a long term investment that needs to be reviewed regularly to ensure that your retirement expectations are met. Accord offer regular pension reviews as part of our ongoing service.